17.1: Appendices
- Page ID
- 36807
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\(\newcommand{\avec}{\mathbf a}\) \(\newcommand{\bvec}{\mathbf b}\) \(\newcommand{\cvec}{\mathbf c}\) \(\newcommand{\dvec}{\mathbf d}\) \(\newcommand{\dtil}{\widetilde{\mathbf d}}\) \(\newcommand{\evec}{\mathbf e}\) \(\newcommand{\fvec}{\mathbf f}\) \(\newcommand{\nvec}{\mathbf n}\) \(\newcommand{\pvec}{\mathbf p}\) \(\newcommand{\qvec}{\mathbf q}\) \(\newcommand{\svec}{\mathbf s}\) \(\newcommand{\tvec}{\mathbf t}\) \(\newcommand{\uvec}{\mathbf u}\) \(\newcommand{\vvec}{\mathbf v}\) \(\newcommand{\wvec}{\mathbf w}\) \(\newcommand{\xvec}{\mathbf x}\) \(\newcommand{\yvec}{\mathbf y}\) \(\newcommand{\zvec}{\mathbf z}\) \(\newcommand{\rvec}{\mathbf r}\) \(\newcommand{\mvec}{\mathbf m}\) \(\newcommand{\zerovec}{\mathbf 0}\) \(\newcommand{\onevec}{\mathbf 1}\) \(\newcommand{\real}{\mathbb R}\) \(\newcommand{\twovec}[2]{\left[\begin{array}{r}#1 \\ #2 \end{array}\right]}\) \(\newcommand{\ctwovec}[2]{\left[\begin{array}{c}#1 \\ #2 \end{array}\right]}\) \(\newcommand{\threevec}[3]{\left[\begin{array}{r}#1 \\ #2 \\ #3 \end{array}\right]}\) \(\newcommand{\cthreevec}[3]{\left[\begin{array}{c}#1 \\ #2 \\ #3 \end{array}\right]}\) \(\newcommand{\fourvec}[4]{\left[\begin{array}{r}#1 \\ #2 \\ #3 \\ #4 \end{array}\right]}\) \(\newcommand{\cfourvec}[4]{\left[\begin{array}{c}#1 \\ #2 \\ #3 \\ #4 \end{array}\right]}\) \(\newcommand{\fivevec}[5]{\left[\begin{array}{r}#1 \\ #2 \\ #3 \\ #4 \\ #5 \\ \end{array}\right]}\) \(\newcommand{\cfivevec}[5]{\left[\begin{array}{c}#1 \\ #2 \\ #3 \\ #4 \\ #5 \\ \end{array}\right]}\) \(\newcommand{\mattwo}[4]{\left[\begin{array}{rr}#1 \amp #2 \\ #3 \amp #4 \\ \end{array}\right]}\) \(\newcommand{\laspan}[1]{\text{Span}\{#1\}}\) \(\newcommand{\bcal}{\cal B}\) \(\newcommand{\ccal}{\cal C}\) \(\newcommand{\scal}{\cal S}\) \(\newcommand{\wcal}{\cal W}\) \(\newcommand{\ecal}{\cal E}\) \(\newcommand{\coords}[2]{\left\{#1\right\}_{#2}}\) \(\newcommand{\gray}[1]{\color{gray}{#1}}\) \(\newcommand{\lgray}[1]{\color{lightgray}{#1}}\) \(\newcommand{\rank}{\operatorname{rank}}\) \(\newcommand{\row}{\text{Row}}\) \(\newcommand{\col}{\text{Col}}\) \(\renewcommand{\row}{\text{Row}}\) \(\newcommand{\nul}{\text{Nul}}\) \(\newcommand{\var}{\text{Var}}\) \(\newcommand{\corr}{\text{corr}}\) \(\newcommand{\len}[1]{\left|#1\right|}\) \(\newcommand{\bbar}{\overline{\bvec}}\) \(\newcommand{\bhat}{\widehat{\bvec}}\) \(\newcommand{\bperp}{\bvec^\perp}\) \(\newcommand{\xhat}{\widehat{\xvec}}\) \(\newcommand{\vhat}{\widehat{\vvec}}\) \(\newcommand{\uhat}{\widehat{\uvec}}\) \(\newcommand{\what}{\widehat{\wvec}}\) \(\newcommand{\Sighat}{\widehat{\Sigma}}\) \(\newcommand{\lt}{<}\) \(\newcommand{\gt}{>}\) \(\newcommand{\amp}{&}\) \(\definecolor{fillinmathshade}{gray}{0.9}\)Appendix A
U.S. Federal Fair Housing Laws
|
Year |
Federal Laws |
Statute |
Summary |
|
1866 |
Civil Rights Act of 1866 |
42 USC §1982 |
Considered the first fair housing law; it prohibits discrimination based on race. |
|
1968 |
Federal Fair Housing Act (FHA) |
42 USC §3601 et seq |
Discrimination in housing and lending is prohibited. Three statutes are included: Title VI of the Civil Rights Act, 1968; Fair Housing Amendments Act, 1988; and Housing for Older Persons Act of 1995. |
|
1975 |
Equal Credit Opportunity Act |
15 USC §1691 et seq |
Financial institutions may not discriminate when lending. |
|
1975 |
Home Mortgage Disclosure Act |
12 USC §2861 et seq |
Residential lenders licensed by the state must report the outcome of each loan application by protected classes. |
|
1990 |
American Disabilities Act (ADA) |
42 USC §§12101-12213 |
Title I: Employers may not discriminate against the disabled. Title III: Public accommodations must be accessible to the disabled. |
Appendix B
California State Fair Housing Laws
|
Year |
California Laws |
Statute |
Summary |
|
1959 |
Unruh Civil Rights Act |
CC §51-51.3 |
Includes by reference the ADA; businesses may not discriminate; protection for the disabled. |
|
1963 |
Fair Employment & Housing Act |
Government §12900-12906 |
Licensees may not discriminate; considered California’s primary fair housing law |
|
Disabled Persons Act |
CC §54-55.1 |
Reiterates disability protections from Unruh Civil Rights Act; includes by reference the ADA |
|
|
Commissioner’s Article 10: “Discrimination and Panic Selling” |
CFR §2780 |
Details 30 discriminatory activities that may lead to suspension or revocation of license |
|
|
1977 |
Housing Financial Discrimination Act (Holden Act) |
Health & Safety, §35800-35803 |
Prohibits discriminatory practices by financial institutions, especially redlining |
Appendix C
THE NATIONAL ASSOCIATION OF REALTORS® Code of Ethics
https://www.nar.realtor/about-nar/governing-documents/the-code-of-ethics
